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What are abandoned and unclaimed funds?  If you are owed money by any business, and that business cannot locate you to reimburse you, they are obligated by law to turn that money over to the state of your last known address. 

What kind of money could be owed? Dormant bank accounts, payroll checks, insurance policies, deposits you made, unused gift certificates, and just about anything else you can think of!

Read our Tips & Tactics page to see how much of this unclaimed money got that way - and how you can unlock ways to find even more money for yourself, your family, and friends! 

The state is obligated to make an effort to find you, or at the very least give you notification of the potential money.  They have an enormous incentive NOT to match you with your money - regardless of how sincere they may seem on this matter.  You see, they get to use your money without paying you interest!  The sad fact is that most abandoned or unclaimed funds will never be matched to their rightful owners.  We don't think this is right or fair. 

Why do I need you to claim my money? 
You Don't!  In fact, we don't claim the money - you do.

Is it difficult to make a claim? 
Not at all.  Most states have an easy claims process.

How long does it take to get my money? 
It depends on several factors, including if your State Treasurer is backlogged and whether you have provided the correct identification to them.

What is your fee for pointing me in the right direction? 
The states provide the listings free of charge.  We try to make people aware of the listings.  There is no charge for this service.

Why are you doing this?
Someone did it for us - and we're doing it for you!

My Story...

Some years ago, while shopping online for the holidays, I came across a small link at the bottom of a merchants website.  It said, "Search for Abandoned Funds".  Clicking on the link I came to the New York State unclaimed funds site operated by the Secretary of State.  Having grown up in New York, I knew there was no money from this poor boy sitting at the State.  But, for laughs I entered my name.  When my name came up TWICE as having unclaimed funds I was blown away.  The funds were from a bank (long closed) where as a child I had two school bank accounts.  I had been aware of one of  them because I still had the passbook (with $6 in it!).  That bank had been sold so many times I had no idea who the current owner was.  It didn't matter.  The bank was required to turn over the money to the state, who was holding it until I found them. The other account had a few more dollars in it.  I applied to the State and waited.  It took one year to get my money because of a backlog.  They DID notify me halfway through with a card saying they were still processing the claim.  Finally, a check came in the mail!  That was fun.  In the meantime I entered names of family and friends.  Unbelievably, many of them came up as having money owed.  One really got to me.  It was my late brother-in-law who had SIX PAYCHECKS from his company.  I got hold of his lone surviving known relative (my nephew) who applied and received the money!  That was nice.  SO, I now knew this unclaimed funds business was serious.  And that ANYONE can have money being held for them - without even knowing it.  Searching for your name is not clear-cut.  Many times the state or the company forwarding the funds misspell your name, reverse the first and last names, or otherwise make a mistake.  That's why you need to put as few letters in the name search as is allowed, go through all the names, and try other variances of your name or the names of relatives, friends, and even businesses!

Over the past several years I've helped HUNDREDS get money they never knew existed.  It's fun, it's easy, and it's YOUR MONEY!


Need Help?

 I've already explained that most of the money held by the states got there in the first place because of a misspelled name, wrong address, a combination of both, and other factors.  Sometimes you'll check and find something. sometimes you won't.  Yet that doesn't mean there is no money being held that you own.

Some tips are searching would be:

  • Enter variations of your name

  • Enter your last name only or with a combination of first name initials

  • Enter as few last name initials as possible; I.E. "Maxwell", enter "Max"

Still not sure?  Or have no time?  I can help.  Not saying I'll find anything, but I'll use my techniques to pretty much determine if there is anything there.

Need Help?  Drop me an email and we'll see what we can do.